Below is more info about how our service works. Feel free to contact us with any questions, comments and/or concerns that you may have regarding what we do and how we can help you. Our goal is to provide a clear, straight-forward process, accompanied with the highest level customer service possible. It's important to us that our visitors not only fully understand and know what to expect with the service we provide, but also receive the answers they need for making choices and selections that they are not only comforable with, but also confident.
The no obligation, no credit impact form only takes a few minutes to complete. Transmission of your info is secured & protected by a GlobalSign SSL certificate. Sites secured by GlobalSign SSL certificates provide SHA-2 and 2048-bit encryption - one of the strongest on the market, thereby offering extremely high levels of encryption & security.
Upon submission of your loan request, we will instantly analyze your information by running it through our sophisticated financing algorithm with the goal of helping you locate loan providers & financial products that are going to be the best options for your monetary needs & specific credit situation. You can get paired with multiple offers instantly!
If pre-approved, your loan offer (or offers) will be neatly presented to you, allowing you to review rates & terms for making a smart, confident selection! Our service is unique, offering a variety of choices in one place via the submission of one form! Save time, minimize effort & avoid the headaches of dealing with submitting applications all over, at different sites!
If a presented loan offer is selected, we will hand you off to that lender by redirecting you to their site, for the intent of them attempting to finalize & fund your request. It is at this time lenders will likely perform a hard credit check. Lenders will work closely with you to create a solution that satisfies your needs while structuring a repayment term that works for you!
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IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, the lender will ask for your name, address, date of birth, and other information that will allow the lender to identify you. The lender may also ask to see your driver's license and other identifying documents.
Disclaimer: MyChoiceLoans.com is not a lender and does not represent lenders as a loan broker or in any other capacity other than as a loan matching referral service, offering free rate quotes with no impact to your credit. MyChoiceLoans.com does not run your credit and is not acting as a credit services agent for you. Lenders may perform a soft pull of your credit during the free rate quote process. Soft credit pulls have no impact to your credit scores or rating. You must select a rate quote and then finalize your loan directly with the lender with which you have selected. Any credit product for which you apply is solely the product of the lender. Most lenders will perform a hard credit check under the Fair Credit Reporting Act in order to evaluate your request promptly and adequately. Your permission will be asked for prior to any hard credit inquiry being performed. Final rates, terms and fees will be based on your individual credit history and underwritten by the lender NOT MyChoiceLoans.com. MyChoiceLoans.com cannot guarantee final terms, rates or repayments as they vary by lender. Providing your information on this Website does not guarantee approval for a product offering. There is no charge to use the MyChoiceLoans.com service. MyChoiceLoans.com may receive compensation from a lender in certain circumstances.
Representative Personal Loan Example: For a $5,000 36-month loan at an interest rate of 6.03% with a 1.11% origination fee of $55.50, you will receive a loan amount of $4,944.50 and will make 36 monthly payments of about $152.18 at a 6.78% APR. Total loan cost would be $5,478.48.